/*
Theme Name: Insure Modern
Theme URI: https://example.com/
Author: In-house
Description: Modern editorial theme for insurance knowledge sites: bold hero, card grids, sticky TOC, clean typography. Keeps every existing URL and SEO asset.
Version: 1.0.0
Requires at least: 6.0
Requires PHP: 7.4
License: GPL-2.0-or-later
Text Domain: insure-modern
*/

/* ============================================================
   1. Design tokens
   ============================================================ */
:root{
  --ink:#0f172a;
  --ink-2:#1e293b;
  --muted:#64748b;
  --line:#e6eaf1;
  --bg:#ffffff;
  --bg-soft:#f6f8fb;
  --bg-deep:#0b1220;
  --accent:#f59e0b;
  --accent-ink:#111827;
  --accent-soft:#fff7e6;
  --brand:#0b1220;
  --radius:16px;
  --radius-sm:10px;
  --shadow-sm:0 1px 2px rgba(15,23,42,.06),0 1px 3px rgba(15,23,42,.08);
  --shadow:0 12px 32px -12px rgba(15,23,42,.22);
  --shadow-lg:0 28px 60px -24px rgba(15,23,42,.35);
  --wrap:1180px;
  --font:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,'Helvetica Neue',Arial,sans-serif;
  --serif:'Georgia','Times New Roman',serif;
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{
  margin:0;background:var(--bg);color:var(--ink);
  font-family:var(--font);font-size:17px;line-height:1.7;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;height:auto;display:block}
a{color:var(--ink);text-decoration:none}
a:hover{color:var(--accent-ink)}
h1,h2,h3,h4{font-family:var(--font);color:var(--ink);letter-spacing:-.02em;line-height:1.18;margin:0 0 .6em}
h1{font-size:clamp(2.1rem,4.6vw,3.5rem);font-weight:800}
h2{font-size:clamp(1.55rem,2.6vw,2.15rem);font-weight:800}
h3{font-size:1.22rem;font-weight:700}
p{margin:0 0 1.15em}
.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 22px}
.screen-reader-text{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(1px,1px,1px,1px);white-space:nowrap}

/* ============================================================
   2. Header
   ============================================================ */
.site-head{
  position:sticky;top:0;z-index:80;
  background:rgba(255,255,255,.86);
  backdrop-filter:saturate(180%) blur(14px);
  border-bottom:1px solid var(--line);
}
.site-head .wrap{display:flex;align-items:center;gap:26px;height:72px}
.brand{display:flex;align-items:center;gap:11px;font-weight:800;letter-spacing:-.03em;font-size:1.06rem;line-height:1.1;max-width:330px}
.brand-mark{
  width:38px;height:38px;flex:0 0 38px;border-radius:11px;
  background:linear-gradient(140deg,var(--accent),#ff8a3d);
  display:grid;place-items:center;color:#fff;font-size:19px;
  box-shadow:0 8px 18px -8px rgba(245,158,11,.8);
}
.brand small{display:block;font-size:11px;font-weight:600;color:var(--muted);letter-spacing:0;margin-top:2px}
.nav{margin-left:auto;display:flex;align-items:center;gap:4px}
.nav ul{display:flex;align-items:center;gap:2px;list-style:none;margin:0;padding:0}
.nav li{position:relative}
.nav a{display:block;padding:9px 12px;border-radius:9px;font-size:14.5px;font-weight:600;color:var(--ink-2)}
.nav a:hover{background:var(--bg-soft);color:var(--ink)}
.nav .current-menu-item>a,.nav .current_page_item>a{background:var(--accent-soft);color:#8a4b00}
.nav ul ul{
  position:absolute;top:calc(100% + 8px);left:0;min-width:210px;padding:8px;
  background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow);
  opacity:0;visibility:hidden;transform:translateY(-6px);transition:.18s ease;display:block;
}
.nav li:hover>ul{opacity:1;visibility:visible;transform:none}
.nav ul ul a{font-weight:500;font-size:14px;padding:8px 10px}
.head-cta{
  display:inline-flex;align-items:center;gap:8px;padding:11px 18px;border-radius:999px;
  background:var(--ink);color:#fff;font-size:14px;font-weight:700;white-space:nowrap;
  box-shadow:0 10px 22px -14px rgba(15,23,42,.9);
}
.head-cta:hover{background:var(--accent);color:#111827}
.nav-toggle{display:none;margin-left:auto;width:42px;height:42px;border:1px solid var(--line);border-radius:12px;background:#fff;font-size:20px;cursor:pointer}

/* ============================================================
   3. Hero
   ============================================================ */
.hero{
  position:relative;overflow:hidden;color:#fff;
  background:
    radial-gradient(900px 420px at 88% -12%,rgba(245,158,11,.32),transparent 62%),
    radial-gradient(700px 380px at 4% 110%,rgba(56,189,248,.20),transparent 60%),
    var(--bg-deep);
  padding:76px 0 88px;
}
.hero::after{
  content:"";position:absolute;inset:0;pointer-events:none;
  background-image:linear-gradient(rgba(255,255,255,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.045) 1px,transparent 1px);
  background-size:56px 56px;mask-image:radial-gradient(70% 60% at 50% 30%,#000,transparent 78%);
}
.hero .wrap{position:relative;z-index:2;display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;padding:7px 14px;border-radius:999px;
  background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.16);
  font-size:12.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:#ffd79a;
  margin-bottom:22px;
}
.hero h1{color:#fff;margin-bottom:18px}
.hero h1 em{font-style:normal;color:var(--accent)}
.hero-lead{font-size:1.12rem;color:#c7d2e3;max-width:56ch;margin-bottom:28px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;gap:9px;padding:14px 24px;border-radius:999px;font-weight:700;font-size:15px;transition:.18s}
.btn-primary{background:var(--accent);color:#161002;box-shadow:0 16px 30px -16px rgba(245,158,11,.9)}
.btn-primary:hover{background:#ffb52e;color:#161002;transform:translateY(-1px)}
.btn-ghost{background:rgba(255,255,255,.08);color:#fff;border:1px solid rgba(255,255,255,.2)}
.btn-ghost:hover{background:rgba(255,255,255,.16);color:#fff}
.hero-stats{display:flex;gap:34px;margin-top:38px;flex-wrap:wrap}
.hero-stats b{display:block;font-size:1.7rem;color:#fff;letter-spacing:-.02em}
.hero-stats span{font-size:12.5px;color:#9db0cc;font-weight:600;letter-spacing:.03em;text-transform:uppercase}

/* hero card */
.hero-card{
  position:relative;border-radius:22px;padding:26px;
  background:linear-gradient(180deg,rgba(255,255,255,.13),rgba(255,255,255,.05));
  border:1px solid rgba(255,255,255,.16);
  box-shadow:0 40px 80px -40px rgba(0,0,0,.8);
}
.hero-card h3{color:#fff;font-size:1rem;margin-bottom:14px}
.hero-card ul{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.hero-card li{display:flex;gap:11px;font-size:14.5px;color:#d7e1f0;line-height:1.5}
.hero-card li i{
  flex:0 0 22px;width:22px;height:22px;border-radius:50%;background:rgba(34,197,94,.18);
  color:#4ade80;display:grid;place-items:center;font-style:normal;font-size:12px;font-weight:800;margin-top:2px;
}
.hero-card .mini{margin-top:18px;padding-top:16px;border-top:1px solid rgba(255,255,255,.12);font-size:12.5px;color:#94a3b8}

/* ============================================================
   4. Sections & cards
   ============================================================ */
.section{padding:74px 0}
.section.soft{background:var(--bg-soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;margin-bottom:34px}
.section-head p{color:var(--muted);margin:6px 0 0;max-width:62ch}
.kicker{font-size:12.5px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:#b45309;margin-bottom:10px}
.link-more{font-weight:700;font-size:14px;color:var(--ink);border-bottom:2px solid var(--accent);padding-bottom:2px;white-space:nowrap}

.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;
  box-shadow:var(--shadow-sm);transition:.2s ease;display:flex;flex-direction:column;
}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#dbe3ee}
.card-thumb{position:relative;aspect-ratio:16/10;background:var(--bg-soft);overflow:hidden}
.card-thumb img{width:100%;height:100%;object-fit:cover;transition:transform .35s ease}
.card:hover .card-thumb img{transform:scale(1.04)}
.card-thumb.noimg{background:linear-gradient(135deg,#0b1220,#1e293b 60%,#334155)}
.card-thumb.noimg::after{
  content:attr(data-letter);position:absolute;inset:0;display:grid;place-items:center;
  font-size:44px;font-weight:800;color:rgba(255,255,255,.18)
}
.card-tag{
  position:absolute;left:12px;top:12px;z-index:2;padding:5px 11px;border-radius:999px;
  background:rgba(255,255,255,.94);font-size:11.5px;font-weight:800;letter-spacing:.04em;
  text-transform:uppercase;color:#92400e;backdrop-filter:blur(6px)
}
.card-body{padding:20px 20px 22px;display:flex;flex-direction:column;flex:1}
.card-body h3{font-size:1.08rem;line-height:1.35;margin-bottom:9px}
.card-body h3 a{color:var(--ink)}
.card-body h3 a:hover{color:#b45309}
.card-body p{font-size:14.5px;color:var(--muted);margin-bottom:16px;line-height:1.6}
.card-meta{margin-top:auto;display:flex;align-items:center;gap:10px;font-size:12.5px;color:#94a3b8;font-weight:600}
.card-meta span{display:inline-flex;align-items:center;gap:5px}

/* featured row (1 big + 2 small) */
.feature-grid{display:grid;grid-template-columns:1.35fr 1fr;gap:24px}
.feature-lead{position:relative;border-radius:var(--radius);overflow:hidden;min-height:420px;display:flex;align-items:flex-end;background:#0b1220}
.feature-lead img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.72}
.feature-lead .inner{position:relative;z-index:2;padding:34px;color:#fff;background:linear-gradient(to top,rgba(2,6,23,.92),rgba(2,6,23,.28) 62%,transparent)}
.feature-lead h3{color:#fff;font-size:1.7rem;line-height:1.22;margin-bottom:10px}
.feature-lead p{color:#cbd5e1;font-size:14.5px;margin:0}
.feature-side{display:grid;gap:24px}

/* category grid */
.cat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.cat-card{
  display:flex;align-items:center;justify-content:space-between;gap:16px;padding:22px 22px;
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);box-shadow:var(--shadow-sm);
  transition:.18s;
}
.cat-card:hover{border-color:var(--accent);background:var(--accent-soft);transform:translateY(-2px)}
.cat-card b{font-size:1.02rem;letter-spacing:-.01em}
.cat-card span{font-size:12.5px;color:var(--muted);font-weight:600;white-space:nowrap}
.cat-card .arrow{color:var(--accent);font-weight:800}

/* steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;position:relative}
.step b.num{
  display:grid;place-items:center;width:42px;height:42px;border-radius:12px;margin-bottom:16px;
  background:var(--accent-soft);color:#92400e;font-size:15px;font-weight:800;
}
.step h3{font-size:1.05rem;margin-bottom:8px}
.step p{font-size:14.5px;color:var(--muted);margin:0}

/* FAQ */
.faq{max-width:900px;margin:0 auto}
.faq details{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);
  padding:0;margin-bottom:12px;box-shadow:var(--shadow-sm);overflow:hidden;
}
.faq summary{
  cursor:pointer;list-style:none;padding:18px 22px;font-weight:700;font-size:1rem;
  display:flex;justify-content:space-between;gap:16px;align-items:center;
}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:22px;color:var(--accent);font-weight:400;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:0;padding:0 22px 20px;color:var(--muted);font-size:15px}

/* CTA band */
.cta-band{
  position:relative;overflow:hidden;border-radius:24px;padding:52px;
  background:linear-gradient(120deg,#0b1220,#1e293b 55%,#334155);color:#fff;
  display:grid;grid-template-columns:1.4fr .6fr;gap:32px;align-items:center;
}
.cta-band h2{color:#fff;margin-bottom:10px}
.cta-band p{color:#cbd5e1;margin:0}
.cta-band .btn{justify-self:end}

/* ============================================================
   5. Single article
   ============================================================ */
.crumbs{font-size:13px;color:var(--muted);padding:22px 0 0;display:flex;gap:8px;flex-wrap:wrap}
.crumbs a{color:var(--muted)}
.crumbs a:hover{color:var(--ink)}
.crumbs span{color:#cbd5e1}

.article-head{padding:26px 0 30px;border-bottom:1px solid var(--line)}
.article-head h1{font-size:clamp(1.95rem,3.6vw,3rem);margin-bottom:16px;max-width:24ch}
.article-meta{display:flex;align-items:center;gap:14px;flex-wrap:wrap;font-size:13.5px;color:var(--muted)}
.pill{display:inline-flex;align-items:center;gap:6px;padding:5px 12px;border-radius:999px;background:var(--accent-soft);color:#92400e;font-weight:700;font-size:12.5px}
.avatar{width:30px;height:30px;border-radius:50%;background:linear-gradient(140deg,var(--accent),#ff8a3d);color:#fff;display:grid;place-items:center;font-size:12px;font-weight:800}

.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:48px;padding:40px 0 64px;align-items:start}
.article-body{font-size:17.5px;line-height:1.78;color:#243044;min-width:0}
.article-body>p:first-of-type{font-size:19px;color:#1b2436}
.article-body h2{
  font-size:1.55rem;margin:44px 0 16px;padding-left:16px;border-left:4px solid var(--accent);scroll-margin-top:96px;
}
.article-body h3{font-size:1.2rem;margin:32px 0 12px;scroll-margin-top:96px}
.article-body ul,.article-body ol{padding-left:22px;margin:0 0 1.2em}
.article-body li{margin-bottom:.5em}
.article-body a{color:#b45309;text-decoration:underline;text-underline-offset:2px;text-decoration-thickness:1px}
.article-body a:hover{color:#7c2d12}
.article-body img{border-radius:12px;margin:26px 0;box-shadow:var(--shadow-sm)}
.article-body figure{margin:26px 0}
.article-body figcaption{font-size:13px;color:var(--muted);text-align:center;margin-top:8px}
.article-body blockquote{
  margin:28px 0;padding:20px 24px;border-left:4px solid var(--accent);background:var(--accent-soft);
  border-radius:0 12px 12px 0;font-size:1.05rem;color:#4b3512;
}
.article-body table{width:100%;border-collapse:collapse;margin:26px 0;font-size:15px}
.article-body th,.article-body td{border:1px solid var(--line);padding:11px 13px;text-align:left}
.article-body th{background:var(--bg-soft);font-weight:700}
.article-body hr{border:0;border-top:1px solid var(--line);margin:34px 0}

.toc{
  position:sticky;top:92px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:20px;box-shadow:var(--shadow-sm);
}
.toc b{display:block;font-size:12px;letter-spacing:.11em;text-transform:uppercase;color:var(--muted);margin-bottom:12px}
.toc ol{list-style:none;margin:0;padding:0;counter-reset:toc}
.toc li{counter-increment:toc;margin-bottom:2px}
.toc a{display:block;padding:7px 10px 7px 30px;position:relative;font-size:13.8px;line-height:1.45;color:#334155;border-radius:8px}
.toc a::before{content:counter(toc);position:absolute;left:8px;top:8px;font-size:11px;font-weight:800;color:#b45309}
.toc a:hover{background:var(--bg-soft);color:var(--ink)}
.toc .side-cta{margin-top:16px;padding-top:16px;border-top:1px solid var(--line)}
.toc .side-cta a{display:block;text-align:center;padding:11px;border-radius:10px;background:var(--ink);color:#fff;font-weight:700;font-size:13.5px}
.toc .side-cta a:hover{background:var(--accent);color:#111827}

.share{display:flex;align-items:center;gap:10px;margin:34px 0 0;padding-top:22px;border-top:1px solid var(--line);font-size:13px;color:var(--muted)}
.share a{display:inline-flex;align-items:center;gap:6px;padding:7px 14px;border-radius:999px;border:1px solid var(--line);font-weight:600;color:var(--ink-2)}
.share a:hover{border-color:var(--accent);color:#92400e}

.author-box{display:flex;gap:16px;margin-top:34px;padding:22px;background:var(--bg-soft);border-radius:var(--radius);border:1px solid var(--line)}
.author-box .avatar{width:46px;height:46px;flex:0 0 46px;font-size:15px}
.author-box b{display:block;font-size:15px}
.author-box p{margin:4px 0 0;font-size:14px;color:var(--muted)}

.related{padding:56px 0;background:var(--bg-soft);border-top:1px solid var(--line)}
.prevnext{display:flex;justify-content:space-between;gap:20px;margin-top:36px}
.prevnext a{flex:1;padding:18px 20px;border:1px solid var(--line);border-radius:var(--radius-sm);background:#fff;font-size:14px}
.prevnext small{display:block;color:var(--muted);font-size:11.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;margin-bottom:5px}
.prevnext .next{text-align:right}

/* ============================================================
   6. Archive / search / page
   ============================================================ */
.archive-head{padding:52px 0 34px;border-bottom:1px solid var(--line);background:var(--bg-soft)}
.archive-head h1{margin-bottom:10px;font-size:clamp(1.8rem,3.2vw,2.6rem)}
.archive-head p{color:var(--muted);max-width:70ch;margin:0}
.chips{display:flex;gap:8px;flex-wrap:wrap;margin-top:20px}
.chips a{padding:7px 14px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:13px;font-weight:600;color:var(--ink-2)}
.chips a:hover,.chips a.on{background:var(--ink);color:#fff;border-color:var(--ink)}
.pagination{display:flex;gap:8px;justify-content:center;margin:44px 0 10px}
.pagination .page-numbers{padding:9px 15px;border-radius:9px;border:1px solid var(--line);font-weight:700;font-size:14px;background:#fff}
.pagination .page-numbers.current,.pagination .page-numbers:hover{background:var(--ink);color:#fff;border-color:var(--ink)}
.page-body{max-width:820px;margin:0 auto;padding:46px 0 70px;font-size:17.5px;line-height:1.78;color:#243044}
.page-body h2{font-size:1.5rem;margin:36px 0 14px}
.empty{padding:80px 0;text-align:center;color:var(--muted)}
.searchform{display:flex;gap:10px;max-width:520px}
.searchform input[type=search]{
  flex:1;padding:13px 16px;border:1px solid var(--line);border-radius:11px;font-size:15px;font-family:var(--font);
  background:#fff;color:var(--ink)
}
.searchform button{padding:13px 22px;border:0;border-radius:11px;background:var(--ink);color:#fff;font-weight:700;cursor:pointer;font-size:14px}

/* ============================================================
   7. Footer
   ============================================================ */
.site-foot{background:var(--bg-deep);color:#cbd5e1;padding:58px 0 26px;font-size:14.5px}
.site-foot .cols{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:36px;padding-bottom:38px;border-bottom:1px solid rgba(255,255,255,.1)}
.site-foot h4{color:#fff;font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;margin-bottom:16px;font-weight:800}
.site-foot a{color:#cbd5e1}
.site-foot a:hover{color:var(--accent)}
.site-foot ul{list-style:none;margin:0;padding:0;display:grid;gap:9px;font-size:14px}
.site-foot .about p{color:#94a3b8;font-size:14px;line-height:1.7;margin:14px 0 0;max-width:34ch}
.site-foot .brand{color:#fff}
.site-foot .brand small{color:#94a3b8}
.site-foot .bottom{display:flex;justify-content:space-between;gap:18px;padding-top:22px;font-size:12.5px;color:#7c8ba3;flex-wrap:wrap}
.site-foot .bottom .disclaimer{max-width:70ch;line-height:1.6}

/* ============================================================
   8. Responsive
   ============================================================ */
@media (max-width:1060px){
  .hero .wrap{grid-template-columns:1fr;gap:36px}
  .hero-card{max-width:560px}
  .article-layout{grid-template-columns:1fr;gap:32px}
  .toc{position:static;order:-1}
  .cards,.cat-grid,.steps{grid-template-columns:repeat(2,1fr)}
  .feature-grid{grid-template-columns:1fr}
  .site-foot .cols{grid-template-columns:1fr 1fr}
}
@media (max-width:760px){
  body{font-size:16.5px}
  .site-head .wrap{height:64px;gap:10px}
  .brand{font-size:.98rem;max-width:none}
  .brand small{display:none}
  .nav{
    position:fixed;inset:64px 0 auto 0;background:#fff;border-bottom:1px solid var(--line);
    flex-direction:column;align-items:stretch;padding:12px 18px 20px;display:none;max-height:calc(100vh - 64px);overflow:auto;
  }
  .nav.open{display:flex}
  .nav ul{flex-direction:column;align-items:stretch;gap:0}
  .nav a{padding:12px 6px;font-size:16px}
  .nav ul ul{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;padding:0 0 0 14px}
  .nav-toggle{display:block}
  .head-cta{display:none}
  .hero{padding:52px 0 58px}
  .section{padding:52px 0}
  .cards,.cat-grid,.steps{grid-template-columns:1fr}
  .cta-band{grid-template-columns:1fr;padding:34px;text-align:left}
  .cta-band .btn{justify-self:start}
  .article-head h1{max-width:none}
  .prevnext{flex-direction:column}
  .site-foot .cols{grid-template-columns:1fr}
  .hero-stats{gap:22px}
}

/* ============================================================
   9. Portal sections: split / reversed split / strip / numbered
   ============================================================ */
.split{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:center}
.split.reverse .split-media{order:2}
.split-media{position:relative;border-radius:20px;overflow:hidden;box-shadow:var(--shadow)}
.split-media a{display:block;position:relative}
.split-media img{width:100%;aspect-ratio:4/3;object-fit:cover}
.split-media::after{
  content:"";position:absolute;inset:0;background:linear-gradient(200deg,transparent 55%,rgba(2,6,23,.28));
  pointer-events:none
}
.split-badge{
  position:absolute;left:16px;top:16px;z-index:2;padding:6px 13px;border-radius:999px;
  background:#fff;color:#92400e;font-size:11.5px;font-weight:800;letter-spacing:.05em;text-transform:uppercase
}
.split-copy h2{margin-bottom:14px;max-width:22ch}
.split-copy>p{color:var(--muted);font-size:16px;margin-bottom:22px}
.split-list{list-style:none;margin:0 0 26px;padding:0;border-top:1px solid var(--line)}
.split-list li{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-bottom:1px solid var(--line);font-size:15px}
.split-list a{font-weight:600;color:var(--ink-2)}
.split-list a:hover{color:#b45309}
.split-list span{color:#94a3b8;font-size:12.5px;white-space:nowrap;font-weight:600}

/* full-width horizontal strip */
.strip-section{overflow:hidden}
.strip{
  display:flex;gap:20px;overflow-x:auto;scroll-snap-type:x mandatory;
  padding:6px max(22px,calc((100vw - var(--wrap))/2 + 22px)) 22px;
  scrollbar-width:thin;-webkit-overflow-scrolling:touch;
}
.strip::-webkit-scrollbar{height:6px}
.strip::-webkit-scrollbar-thumb{background:#d7dfea;border-radius:99px}
.strip-card{
  flex:0 0 320px;scroll-snap-align:start;background:#fff;border:1px solid var(--line);
  border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm);transition:.2s;
  display:flex;flex-direction:column;padding-bottom:18px;
}
.strip-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#dbe3ee}
.strip-thumb{position:relative;aspect-ratio:16/10;background:linear-gradient(135deg,#0b1220,#334155);margin-bottom:14px}
.strip-thumb img{width:100%;height:100%;object-fit:cover}
.strip-num{
  position:absolute;left:12px;top:12px;z-index:2;display:grid;place-items:center;
  min-width:34px;height:34px;padding:0 8px;border-radius:10px;background:rgba(255,255,255,.94);
  color:#92400e;font-weight:800;font-size:13px;letter-spacing:.02em
}
.strip-card b{display:block;padding:0 18px;font-size:1rem;line-height:1.38;margin-bottom:7px}
.strip-card span{display:block;padding:0 18px;font-size:13.5px;color:var(--muted);line-height:1.55}
.strip-nav{display:flex;align-items:center;gap:9px;margin-top:2px}
.strip-btn{
  width:40px;height:40px;border-radius:999px;border:1px solid var(--line);background:#fff;
  font-size:20px;line-height:1;cursor:pointer;color:var(--ink);display:grid;place-items:center
}
.strip-btn:hover{background:var(--ink);color:#fff;border-color:var(--ink)}
.strip-hint{font-size:12.5px;color:#94a3b8;font-weight:600;margin-left:6px}

/* numbered editorial list */
.numbered{list-style:none;counter-reset:none;margin:0;padding:0;border-top:1px solid #dfe6ef}
.numbered li{display:grid;grid-template-columns:78px 1fr 42px;gap:22px;align-items:start;padding:26px 6px;border-bottom:1px solid #dfe6ef;transition:.18s}
.numbered li:hover{background:rgba(255,255,255,.65)}
.numbered .num{
  font-size:1.9rem;font-weight:800;letter-spacing:-.04em;color:#c8d3e2;line-height:1;
  font-variant-numeric:tabular-nums
}
.numbered li:hover .num{color:var(--accent)}
.numbered h3{margin:0 0 8px;font-size:1.18rem}
.numbered h3 a{color:var(--ink)}
.numbered h3 a:hover{color:#b45309}
.numbered p{margin:0 0 10px;color:var(--muted);font-size:14.8px;line-height:1.6}
.num-go{
  display:grid;place-items:center;width:38px;height:38px;border-radius:999px;background:#fff;
  border:1px solid var(--line);font-weight:800;color:var(--ink);margin-top:6px
}
.num-go:hover{background:var(--ink);color:#fff;border-color:var(--ink)}

@media (max-width:1060px){
  .split{grid-template-columns:1fr;gap:30px}
  .split.reverse .split-media{order:0}
}
@media (max-width:760px){
  .strip-card{flex:0 0 82vw}
  .numbered li{grid-template-columns:52px 1fr;gap:14px}
  .numbered .num{font-size:1.4rem}
  .num-go{display:none}
  .split-copy h2{max-width:none}
}

/* ===================================================== image-forward blocks */

/* hero with mosaic of real thumbnails */
.hero-mosaic{padding-bottom:74px}
.hero-mosaic .hero-mosaic-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:46px;align-items:center}
.hero-tiles{display:grid;grid-template-columns:1fr 1fr;grid-template-rows:1fr 1fr;gap:14px;min-height:400px}
.htile{
  position:relative;display:block;overflow:hidden;border-radius:14px;background:#111a2b;
  box-shadow:0 18px 40px -22px rgba(0,0,0,.7);min-height:150px;
}
.htile-lead{grid-column:1/-1;grid-row:1;min-height:210px}
.htile img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .5s ease}
.htile:hover img{transform:scale(1.05)}
.htile::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,12,24,0) 35%,rgba(6,12,24,.86) 100%)}
.htile-body{position:absolute;left:14px;right:14px;bottom:12px;z-index:2;display:block}
.htile-body em{display:block;font-style:normal;font-size:10.5px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--accent);margin-bottom:4px}
.htile-body b{display:block;color:#fff;font-size:.92rem;line-height:1.32;letter-spacing:-.01em}
.htile-lead .htile-body b{font-size:1.16rem}

/* three-up cards */
.cards3{grid-template-columns:repeat(3,1fr)}
.cards3 .card-thumb{aspect-ratio:16/9}
.cards3 .card-body h3{font-size:1.08rem}

/* thumbnail list, two columns */
.tlist{display:grid;grid-template-columns:1fr 1fr;gap:10px 30px}
.tlist-row{
  display:flex;gap:14px;align-items:center;padding:11px 0;border-bottom:1px solid var(--line);
  color:inherit;text-decoration:none;
}
.tlist-row:hover b{color:var(--accent)}
.tlist-thumb{
  flex:0 0 92px;width:92px;height:68px;border-radius:9px;overflow:hidden;background:var(--bg-soft);
  display:block;position:relative;
}
.tlist-thumb img{width:100%;height:100%;object-fit:cover;display:block}
.tlist-body{min-width:0;display:block}
.tlist-body em{display:block;font-style:normal;font-size:10.5px;font-weight:800;letter-spacing:.09em;text-transform:uppercase;color:var(--muted);margin-bottom:3px}
.tlist-body b{display:block;font-size:.96rem;line-height:1.36;color:var(--ink);transition:color .2s}
.tlist-meta{display:block;font-size:11.5px;color:var(--muted);margin-top:4px}

/* topic tiles */
.topics{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
.topic{
  position:relative;display:block;border-radius:14px;overflow:hidden;background:#fff;
  border:1px solid var(--line);text-decoration:none;color:inherit;
  box-shadow:var(--shadow-sm);transition:transform .25s,box-shadow .25s;
}
.topic:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.topic-img{display:block;height:104px;overflow:hidden;background:var(--bg-soft)}
.topic-img img{width:100%;height:100%;object-fit:cover;display:block}
.topic-body{display:block;padding:14px 14px 16px}
.topic-icon{font-size:18px;display:block;margin-bottom:6px;line-height:1}
.topic-body b{display:block;font-size:.95rem;color:var(--ink);margin-bottom:2px}
.topic-body em{display:block;font-style:normal;font-size:11.5px;font-weight:700;color:var(--accent-ink);background:var(--accent-soft);border-radius:99px;padding:1px 8px;margin-bottom:8px;width:fit-content}
.topic-body span{display:block;font-size:12.6px;line-height:1.45;color:var(--muted)}

/* duo feature cards */
.duo{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.duo-card{
  display:block;border-radius:16px;overflow:hidden;background:#fff;border:1px solid var(--line);
  text-decoration:none;color:inherit;box-shadow:var(--shadow-sm);transition:transform .25s,box-shadow .25s;
}
.duo-card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.duo-img{display:block;height:230px;overflow:hidden;background:var(--bg-soft)}
.duo-img img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .5s}
.duo-card:hover .duo-img img{transform:scale(1.04)}
.duo-body{display:block;padding:20px 22px 24px}
.duo-body em{display:block;font-style:normal;font-size:10.5px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--accent);margin-bottom:7px}
.duo-body b{display:block;font-size:1.14rem;line-height:1.32;letter-spacing:-.01em;color:var(--ink);margin-bottom:8px}
.duo-body span{display:block;font-size:13.6px;line-height:1.55;color:var(--muted)}

@media (max-width:980px){
  .hero-mosaic .hero-mosaic-grid{grid-template-columns:1fr}
  .hero-tiles{min-height:0;grid-template-rows:auto auto auto}
  .htile-lead{grid-column:1/-1}
  .cards3{grid-template-columns:1fr 1fr}
  .topics{grid-template-columns:1fr 1fr}
  .duo,.tlist{grid-template-columns:1fr}
}
@media (max-width:600px){
  .cards3{grid-template-columns:1fr}
  .topics{grid-template-columns:1fr}
  .hero-tiles{grid-template-columns:1fr 1fr;gap:10px}
  .htile-lead{min-height:170px}
}